Investment Principles
Our Investment Approach
At Concerva, we believe the following strategies help to generate consistent and predictable returns on your investments:
- Create a diverse portfolio of investments
- Have your investments managed by those with experience
- Accept that everything is cyclical – all investment approaches have periods when they work better than others
- Use the most tax efficient structures
- WAIT!!!!
Concerva’s Investment Committee
Each month, our Investment Committee meets to assess the performance and actions that are being taken by the investment funds held in the Portfolio Service we have recommended to you.
The Investment Committee looks for any outperformance (or underperformance) that might need further investigation. If the Investment Committee feels it necessary to change an investment fund within your Portfolio Service before our next meeting, your adviser will contact you and provide appropriate recommendations.
Investment Portfolio Services
Once a Service Level has been agreed between you and your Concerva adviser, you can then agree the most suitable Investment Portfolio Service (InvestPS) to help meet your needs, these services being:
Model Portfolio Service (MPS)
Tax Efficient Model Portfolio Service (TEMPS)
Integrated Portfolio Service (IPS)
For all InvestPSs, Concerva will always provide professional and personalised investment advice, where the adviser makes investment recommendations based on a client’s circumstances, objectives and attitude to risk, as well as the decisions of our Investment Committee that is the brain behind each InvestPS.