Estate & Trust Planning Estate & Trust Planning The provision of estate and trust planning is essentially helping you organise your wealth so it passes to the right people, at the right time, with minimal tax, cost, and conflict. Estate planning is about: Managing your assets during life Planning what happens if you lose capacity Controlling how wealth is passed …

Divorce Financial Planning Divorce Financial Planning Divorce can bring significant financial uncertainty, particularly when decisions made during settlement negotiations may affect your income, lifestyle and long-term security for many years to come. Concerva provides specialist financial planning support during divorce, helping individuals and their legal advisers understand the financial implications of different settlement options before agreements are finalised. Our role …

Court of Protection Court of Protection It is our firm belief that financial planning disciplines applied to individuals should also be applied to recipients of Personal Injury awards, and Protected Parties under the Court of Protection where a Deputy has been appointed to manage their financial affairs.  Conçerva act for clients who have sustained very serious and life changing injuries …

Private Wealth Private Wealth Planning Deciding how best to structure your financial affairs can be daunting but there’s no need to bury your head in the sand because Conçerva will eliminate as much of that uncertainty as possible. The Conçerva financial planning process creates a framework to discuss your objectives, needs and expectations. Getting to know you and your objectives …

Investment Principles Our Investment Approach At Concerva, we believe the following strategies help to generate consistent and predictable returns on your investments: Create a diverse portfolio of investments Have your investments managed by those with experience Accept that everything is cyclical – all investment approaches have periods when they work better than others Use the most tax efficient structures WAIT!!!! …

Lifetime Cashflow Modelling Lifetime Cashflow Modelling At Conçerva we believe the logical starting point for more complex financial planning is conducting Lifetime Cashflow Modelling. This gives great assistance in identifying whether you are under provided for, typically in the following areas: Death Illness Retirement Financial provision for major events during your lifetime e.g. weddings, school fees etc. Discover MoreMeet The …

Chartered Financial Planner Chartered Financial Planning Manchester Deciding how best to structure your financial affairs can be daunting but there’s no need to bury your head in the sand because Conçerva will eliminate as much of that uncertainty as possible. The Conçerva financial planning process creates a framework to discuss your objectives, needs and expectations. Our first meeting – find …