Concerva Newsletter

/Concerva Newsletter

Conçerva’s Newsletter

Brian's Brainstorm Why watching TV can cost you more than your licence fee The only honest answer we can give to the question: What will be the outcome of the Brexit negotiations?, is we don’t know.   Anything is possible: No deal, second referendum, Canada plus, BRINO (Brexit in name only), you name it.  [...]

November 22nd, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm The Real Reason the Markets Move If you read or listen to the financial media, more often than not either Brexit or Trump is to blame for market moves. But this superficial analysis will not help you grasp the main theme affecting your wealth in 2018. The most important economic [...]

October 19th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm Benefits of Long Term Investing Buy and hold may sound like an old fashioned way of investing in equity markets but it makes sense nonetheless.  In today’s hyperactive world where 24/7 financial news channels witter on endlessly about threats to the world economy, there is a heightened temptation to tinker [...]

September 4th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm The changing face of emerging markets It was generally agreed that the World Cup in Russia was run very efficiently, yet you may recall that the 2010 World Cup in South Africa was comparatively shambolic. This topical example demonstrates the changing face of emerging markets as an investment theme.   The image [...]

July 26th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm Economists have a record of getting it wrong Chris Giles, in “Economists’ rare unity highlights the perils of Brexit” (June 16), suggests that when economists reach a strong consensus, it is more likely to be right. History suggests otherwise. The 364 economists who wrote a letter to The Times protesting [...]

May 24th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm The Obsession With Yield It is nearly 10 years since the financial crisis heralded an era of ultra-low interest rates, while quantitative easing served to crush bond yields to implausibly low levels.  Yet there are still investors out there that crave a natural yield from their investments. They believe that it [...]

April 19th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Martin's Memo Tax Year End 2017/18 With the financial industry approaching one of its busiest times of the year, Concerva would like to take this opportunity to remind you of the various allowances available to you before the end of the tax year. As with any deadline, financial companies will begin to experience [...]

March 5th, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm The Media and Markets The newspaper industry is not what it was.  Most titles are loss making as they try to compete with free online content.  Inevitably there has been cost cutting and the quality of journalism has suffered, even on the finance pages.  Consider the two paragraphs below summarising the [...]

February 2nd, 2018|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm After the Rate Hike: Nothing Has Changed This month saw the first interest rate rise in a decade.  But nothing has  changed.  The reward for leaving your money on deposit in a bank or building society is still very unattractive.  And the message of the last ten years remains the same: [...]

November 3rd, 2017|Concerva Newsletter|

Conçerva’s Newsletter

Brian's Brainstorm The Global Equity Bull Market The bull market in global equities is getting a bit long in the tooth.  After eight and a half years investors and commentators are starting to worry what might trigger a correction in stock markets around the world.  Two possible scenarios spring to mind.   One involves [...]

September 18th, 2017|Concerva Newsletter|